by George Fooshee
Some people mash cans, crunch bottles or shred newspapers and magazines to further the cause of modern ecology. As owner and manager of a collection agency for 17 years, I believe in preserving the nation’s natural and human resources too-particularly from a personal finance perspective.
There are ten financial principles found in God’s Word to counsel and to help “recycle” many people, especially Christians, who have been all but mashed, crunched or shredded by the miseries of indebtedness and poor money management.
To put it plainly, I’ve seen firsthand the full spectrum of financial woes that can hopelessly trap people in a society victimized by the credit-card, “buy-now-pay-later” syndrome.
As a bill collector, my business is to try to collect accounts that creditors have been unsuccessful in collecting. Daily, I see people in deep financial trouble. Thousands in this country have got themselves into financial messes that can lead to more serious consequences.
For years all of my personal financial counseling ended in failure. Then I discovered God’s mighty Word and His ten financial principles. Financial counseling became a matter of revealing these principles and allowing financially troubled persons to choose whether to obey them or not. These principles reveal God’s instructions to His children for conducting their financial affairs.
I believe that one of the major themes of the Bible is obedience to the Lord. These financial principles are real, and obedience to them demonstrates that Christians are trusting God in another area of their lives.
God is Source
The first principle is that God is the source of everything. Philippians 4:19 says, “My God shall supply all your need according to his riches in glory by Christ Jesus.” Proverbs 8:20,21 adds, “I lead in the way of righteousness, in the midst of the paths of judgment: that I may cause those that love me to inherit substance; and I will fill their treasures.”
And 2 Corinthians 9:8 says: “And God is able to make all grace abound toward you; that ye, always having all sufficiency in all things, may abound to every good work.” Whenever we need money or possessions, prayer is the answer. Look to the Lord, because He will provide it-according to His will.
The second principle is that of giving. Luke 6:38, a key verse, says, “Give, and it shall be given unto you; good measure, pressed down, and shaken together, and running over, shall men give unto your bosom. For with the same measure that ye mete withal it shall be measured to you again.” According to Deuteronomy 14:23, one purpose of tithing was to teach the people of Israel to put God first in their lives.
I find there are a couple of ways I can put God first daily. One is to have a quiet time. If I am unwilling to meet the Lord each morning when I get up, that means I’m putting somebody else or something else before the Lord.
For example, how many people have thought seriously about not taking the daily newspaper? The man who is unwilling to cancel a newspaper subscription, which is keeping him from reading the Word of God, may often be the same man who is having trouble making the payments on the TV set that is keeping him from doing the things that would help him grow closer to the Lord. So it can be a vicious cycle. And with TV commercials by the dozens exhorting him to buy, spend, charge and go, is it any wonder that thousands of people are so molded by the world?
Having a quiet time is one way a person can put God first. I believe another is to commit a tenth of his income-right off the top-to the Lord’s work. Proverbs 3:9, reads: “Honour the Lord with thy substance, and with the firstfruits of all thine increase: so shall thy barns be filled with plenty, and thy presses shall burst with new wine.”